WHY YOU'RE WORTH MORE HERE.

Community Mutual Savings Bank is committed to you as an individual. That's why you'll feel more welcomed here than at any other bank. But it goes beyond a friendly "hello," a sincere handshake and over 120-years of history in Westchester. We've also designed our products to make your money go farther with services that are priced fairly and terms that are generous and accommodating. We look forward to meeting all your banking needs.

Welcome to our family.

 NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE
                 COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance corporation from December 31, 2010, through December 31, 2012.  This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest.  It does not include other accounts, such as traditional checking, demand deposit accounts that may earn interest, NOW accounts or money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.