Community Mutual offers a variety of Checking Accounts with generous terms and convenient features tailored to you and your financial needs. Click on each of the following links to see which account fits you best.

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CM TOTAL CHECKING

Our signature Checking Account has everything you need.

• Checking with Direct Deposit*
  
• Automatic Bounce Protection available on this account (after a 60-day waiting period)
  
• ATM card and unlimited use at Community Mutual ATMs
  
• Low-cost checks
  
• Telephone Banking Service Available
  
• Free notary public service
  
• STAR ATM Network
  
• Unlimited check writing
  
• No per-check charge
  
• Available Overdraft Credit Line (if qualified)

* Without Direct Deposit, you must maintain an average daily balance of $1,500. Otherwise, you will pay a modest monthly fee of $15.

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CM50 PLUS CHECKING

A generous low-cost account for customers 50 and over.

• Checking with Direct Deposit
  
• Automatic Bounce Protection available on this account(after a 60-day waiting period)
  
• ATM card and unlimited use at Community Mutual ATMs
  
• Free everything with Direct Deposit, including free checks for life — You've earned it
  
• Free checks (maximum order 150 wallet style)
  
• Telephone Banking Service Available
  
• Free notary public service
  
• STAR ATM Network
  
• Unlimited check writing
  
• No per-check charge
  
• Available Overdraft Credit Line (if qualified)

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CM STUDENT CHECKING

Lots of free features to help future grads keep their banking costs low.

• Available to full-time students 18–25
  
• ATM card and unlimited use at CM ATMs
  
• First check order free
  
• No per-check charge or monthly fee

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CM MONEY MARKET ACCOUNTS

Traditional Money Market Account
Competitive interest rates on your traditional money market account when your average daily balances are below $25,000. Account holders are allowed up to six pre-authorized withdrawals on a monthly basis, three of which can be by check, draft or debit card.

Enhanced Money Market Account
Earn higher interest rates on your Enhanced Money Market Account when your average daily balance is $25,000 and above. Account holders are allowed up to six pre-authorized withdrawals on a monthly basis, three of which can be by check, draft or debit card.

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CM MONEY NOW CHECKING

A checking account that earns interest

• Any individual account with a minimum average daily balance of $1,000 earns daily interest
  
• No service charge for accounts with an average daily balance of $300 or more ($10 monthly service charge fee for accounts with average daily balance below $300)
  
• Unlimited check writing

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CM FAST BANKING PHONE SERVICE

Now you can bank by phone, too. It's quick and easy.

• Transfer funds
  
• Make loan payments
  
• Get balances on savings and checking accounts
  
• Receive updates on posted checks, ATM transactions, interest postings
  
• Interest and tax information available
  
• Call 1.888.236.CMSB (2672)
  
• Bank access code: 688

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